BlueTriton offers basic coverage to help provide financial protection for you and those you love if the unexpected happens. You become eligible on your first day of employment.

Life insurance protects your income if something happens to you.

Basic life insurance is provided by BlueTriton at no cost to you. If you’re a full-time employee, you receive 1.5 times your annual base salary.¹ If you’re a part-time employee, you receive $20,000 in coverage.

Supplemental and dependent life insurance is available for you and your family. You pay less if you’re tobacco-free. You can buy additional coverage of 9 times your annual base salary for combined basic/ supplemental, up to a maximum of $2 million. You may also enroll in optional coverage for your spouse/domestic partner of up to 100% of your optional coverage amount. Child optional life insurance covers eligible children up to age 26.

Evidence of Insurability (EOI) may be required for approval of certain coverage levels.

¹Any amount above $50,000 will have “imputed income” applied and it will appear on your W-2 (the IRS requires that it be treated as taxable income).

Accidental death and dismemberment (AD&D) insurance pays a benefit if you're seriously injured or die in an accident. BlueTriton offers full-time employees basic coverage of 1 times your annual base salary up to $100,000 at no cost to you. You can buy up to $500,000 of coverage for yourself, and you can also choose coverage for your family.

Disability benefits are your paycheck protection in the unfortunate event you are disabled and unable to work.

Short-term disability pays a benefit if you can't work for up to 180 days.

Long-term disability pays a benefit if you can't work for more than 180 days and you meet the definition of disability per the policy. BlueTriton pays the full cost of basic coverage at 50% of your covered earnings. Your covered earnings includes your wage or salary as reported by BlueTriton for work performed for BlueTriton as in effect just prior to the date disability begins. The maximum core LTD benefit is $1,250 per month. The maximum benefit duration is dependent on your age at the time of disability.

You can choose to enroll in buy-up supplemental coverage of 60% of your covered earnings (up to $15,000 per month). Maximum benefit duration is up to Social Security Normal Retirement Age.

New elections, including coverage for the BlueTriton-paid Basic LTD (if you are not currently enrolled in LTD), are subject to a pre-existing condition limitation. This limitation will apply to any added benefit or increase in benefits. It will not apply to a period of disability that begins after you are covered for at least 12 months after your effective date of coverage addition/change.

BlueTriton also offers even more benefits to help you optimize your physical, financial, and emotional wellbeing.

Pet insurance allows you to focus on your pet’s health—not how to pay for it. Administered by MetLife, pet insurance is a voluntary benefit that you can add or drop at any time during the year. It helps pay veterinary expenses for your sick or injured dog or cat.

You have access to exciting perks like exclusive employee pricing and free virtual classes. Find national and local discounts in over twenty categories ranging from electronics, home appliances, food and groceries, car buying, travel, fitness, and more. This is a resource designed to save you time and money by offering savings and rewards on the purchases you already make.